Minorph
Personal finance, on your terms
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R
Net Worth
—
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Net Pay (Month)
—
6-mo avg —
Savings Rate
—
6-mo avg —
Invested (Month)
—
6-mo avg —
Discretionary
—
6-mo avg —
Pension & ANI
⚙ Settings
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Wealth Snapshot
＋ Add / Edit
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CS2 Investments
＋ Log purchase
No CS2 investments logged yet
Net Pay — Month-on-Month
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Transactions
Transactions
All accounts
All transactions
Where it went
All Accounts
All
Subscriptions
CS2
Bills
Income
Transfers
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Subscriptions
Recurring
Subscriptions & bills
Subscriptions
Bills
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Monthly total
£0.00
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Monthly total
£0.00
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Goals
Goals
Track targets & rewards
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Upload
Upload Statements
Add monthly PDFs — we'll parse them automatically
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Tap to select a statement
Lloyds, Revolut, and Amex PDFs supported.
Parsed entirely on your device — nothing uploaded.
Lloyds Current
Lloyds Credit
Revolut
Revolut Savings
Amex Gold
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Dashboard
Transactions
Subs
Goals
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Review Detected Subscriptions
Approve recurring charges to add them to your tracker
Change Category
Add Bill
Enter the details below
Name
Amount (£)
Due day (optional)
Cycle
Monthly
Annual
Quarterly
Weekly
Wealth Snapshot
Enter balances for the selected month
Month
SIPP balance (£)
SIPP contrib YTD (cash)
S&S ISA balance (£)
ISA contrib YTD
CS2 portfolio value (£)
Log CS2 Purchase
Amount counts toward "Invested this month"
Date
Amount (£)
Notes (optional)
Settings
Used to estimate Adjusted Net Income
Estimated annual gross income (£)
Base salary + expected bonuses. Update once a year (or whenever your estimate changes).